Mr. Lobo made Connecticut his home in May of 1971, after serving the U.S Government, at the 7101st Air Base Wing, Wiesbaden, West Germany during the Cold War through the 1960's His working relationship with thousands of individuals during his assignment with Traffic Management and later on with the Base Flight Operations unit has helped him to be successful with handling all his current and prospective customers.

Mr. Lobo was born in Mumbai (Bombay) India, to parents whose professions took them and him to several oil producing countries in the Persian Gulf and the Middle East. This valuable childhood experience of learning all the different languages and customs has served as a base for his respect, understanding and handling of people regardless of their race or religion. His extensive and continued travel around the world to all of its continents also helps him to apply valuable ideas in his business practices to update coverage's for his customers and keep them informed of changes in the industry. He loves to network with customers and friends helping them with the wealth of ideas and information that he gathered from all his travel experiences and business dealings around the world.

Mr. Lobo entered the insurance industry in 1973 as an insurance agent. He worked for one of America's oldest mutual Insurance companies American Mutual Insurance Company, headquartered in Wakefield, Massachusetts, and left them in 1988 to open his own independent insurance agency, naming it The Lobo Insurance Agency LTD., at 10 Main Street Hebron, CT 06268, where it operated until February 2005 and moved next door to 10-B Main Street Hebron, CT 06248 March 1st 2005.

Mr. Lobo. has earned the respect of all the companies that he represents and from all his customers and is held 1n very high regards by all his peers and members of the Insurance Industry. His knowledge and Insurance background brings confidence and peace of mind to all of his customers that their insurance needs are handled properly. He enjoys serving the grandchildren of his first customers and is very honored by this privilege. He earned his bachelors degree from the .University of Connecticut.

He is a member of the St. Francis. Catholic Church In Lebanon, a Member of the Knights of Columbus, Lebanon. He is also a member of the Willimantic Elks. He loves to fly and holds a pilot license and also loves boating, tennis and loves to jam with his musician friends. He feels that people are not only part of his business but also a part of his life He also enjoys every moment of it and feels proud and honored to serve everyone with their insurance needs.